What This Platform Does — and Does Not
This is not an advisory service. It does not offer personalised recommendations, suitability assessments, or portfolio management.
Instead, it publishes:
Global asset-allocation frameworks
Illustrative model portfolios
Research explaining construction logic and risk characteristics
Ongoing commentary as market conditions evolve
The objective is to support better independent judgement, not to substitute for it.
On Process, Not Prediction
In my professional life, the most costly errors rarely came from lack of intelligence. They came from:
overconfidence in forecasts
inconsistency of process
reacting to short-term signals
failing to understand second-order risk
The research published here is deliberately restrained. It prioritises process over prediction and risk awareness over optimisation.
That approach is less exciting — and more durable.
Why a Subscription Model
Good decision-making is not episodic. It is cumulative.
A subscription supports continuity:
a stable analytical framework
consistent application across cycles
the ability to revisit assumptions as conditions change
The value is not in a single portfolio or insight, but in maintaining discipline when it is most difficult to do so.
On Pricing
This service is priced with intent. Not to be exclusive, but to reflect the level of responsibility assumed by those who use it properly.
For most subscribers, the annual cost is immaterial relative to:
the scale of capital decisions being considered
the cost of avoidable mistakes
the time required to build and maintain a coherent framework independently
In my experience, discipline is rarely free — but it is usually inexpensive compared to its absence.
Who This Is For
This platform is designed for investors who:
retain control of their own capital
value structure over reassurance
are comfortable with uncertainty
prefer clarity to commentary
If you are seeking personal direction, prediction, or validation, this will not be the right service.
If you are seeking a clear, consistent framework to support independent decisions over time, you may find it useful.
A Final Word
The best investment processes I have observed — in markets and in operating businesses — are rarely dramatic.
They are measured, occasionally uncomfortable, and often uneventful.
This platform is designed to support that kind of decision-making:
quietly, simply, consistently, and without distraction.
— Tim Collyer
We publish global investment research and model portfolios designed to help self-directed investors understand asset allocation, risk, and long-term portfolio construction.
We do not provide personalised investment advice or manage client assets.”